Solvency and financial condition reports

The objective of the solvency and financial conditions reports is to increase transparency in the insurance market.

In the reports we disclose publicly detailed information with regards to:

system of governance
risk profile
valuation for solvency purposes
capital management.

7 April 2026

Despite the challenges in recent years, the Company’s performance during 2025 has remained strong. The Company achieved premium income of €1.6b in 2025 (€2.0b 2024). Assets under management (AuM) as of 31 December 2025 increased to €13.7b (€12.1b 2024). The increase in AuM is a result of positive market growth in 2025, and a positive premium net flow. The Company had a positive premium net flow during 2025 of €0.5b which is driven by both strong sales, and lower surrenders to policyholders.

Solvency and Financial Condition Report 2025

Premium income: €1.6b
Assets under management (AuM): €13.7b

Earlier reports

2025
1. Annual report
  
  Strong performance despite challenges in recent years
  
  Premium income
  
  €2.03b
  
  Assets under management (AuM)
  
  €12.1b
  
  Solvency and Financial Condition Report 2024
2024
1. Annual report
  
  Strong performance despite challenges in recent years
  
  Premium income
  
  €1.1b
  
  Assets under management
  
  €10.4b
  
  Solvency and Financial Condition Report 2023 (pdf)
2023
1. Annual report
  
  Solid financial performance despite a r turbulent year.
  
  Premium income
  
  €1.5b
  
  Assets under management
  
  €9.6b
  
  Solvency and Financial Condition Report 2022 (pdf)
2022
1. Annual report
  
  A solid year despite the ongoing pandemic
  
  Premium income
  
  €2.356b
  
  Assets under management
  
  €12.2b
  
  Solvency and Financial Condition Report 2021 (pdf)
2021
1. Annual report
  
  A strong financial year despite the COVID-19 pandemic
  
  New premiums
  
  €996m
  
  Assets under management
  
  €8.4b
  
  Solvency and Financial Condition Report 2020 (pdf)
2020
1. Annual report
  
  Continued focus on SEB’s main markets in the Nordic region
  
  New premiums
  
  €832m
  
  Assets under management
  
  €7.3b
  
  Solvency and Financial Condition Report 2019 (pdf)
2019
1. Annual report
  
  Increased focus on distribution through SEB in Sweden and SEB Luxembourg
  
  New premiums
  
  €832m
  
  Assets under management
  
  €6.5b
  
  Solvency and Financial Condition Report 2018 (pdf)