Solvency and financial condition reports

The objective of the solvency and financial conditions reports is to increase transparency in the insurance market.

In the reports we disclose publicly detailed information with regards to:

system of governance
risk profile
valuation for solvency purposes
capital management.

Annual report

Despite the market challenges in recent years, the Company’s performance during 2023 has remained strong. The Company achieved premium income of €1.1b in 2023 (€1.5b 2022). Assets under management (AuM) as of 31 December 2023 increased to €10.4b (€9.6b 2022). The increase in AuM is a result of market recovering in the last quarter of 2023. The Company had a negative premium net flow during 2023 of €0.07b which is offset by the AuM growth due to positive market effects in late 2023.

Solvency and Financial Condition Report 2023 (pdf)

€1.1b

Premium income

€10.4b

Assets under management

Earlier reports

2023
1. Annual report
  
  Solid financial performance despite a r turbulent year.
  
  Solvency and Financial Condition Report 2022 (pdf)
2022
1. Annual report
  
  A solid year despite the ongoing pandemic
  
  Solvency and Financial Condition Report 2021 (pdf)
2021
1. Annual report
  
  A strong financial year despite the COVID-19 pandemic
  
  Solvency and Financial Condition Report 2020 (pdf)
2020
1. Annual report
  
  Continued focus on SEB’s main markets in the Nordic region
  
  Solvency and Financial Condition Report 2019 (pdf)
2019
1. Annual report
  
  Increased focus on distribution through SEB in Sweden and SEB Luxembourg
  
  Solvency and Financial Condition Report 2018 (pdf)