Our products

Portfolio Bond is a custody insurance that enables companies and individuals to save in several types of assets, such as shares, funds, exchange-traded funds and other financial instruments. The insurance is intended for longer-term investments and can be adapted to savings with different goals.
Portfolio Bond is an endowment insurance product family tailored to your individual needs and preferences. You can invest in a wide range of financial instruments without having to declare each transaction. Instead of paying capital gains tax, you pay yield tax which is a small percentage of the value at the beginning of the year and premiums paid during the year. You can invest in financial instruments listed on major regulated exchanges worldwide as well as smaller exchanges in Sweden.
Portfolio Bond is suitable for companies or private individuals with at least SEK 2,500,000 to invest and an investment horizon of at least 5 years. It suits those who are interested in various securities, can take a slightly higher risk in their savings, and believe in a higher return.
We offer three Portfolio Bond products for Swedish investors:
- Capital Depot
- Pension Depot
- Direct Pension
Capital Depot
Our Capital Depot is a flexible endowment insurance that can be tailored to your investment needs. Capital Depot is for those who have a great interest in securities and want to take advantage of our wide range of investments while not wanting to feel limited by capital gains tax.
Pension Depot
Pension Account is a pension insurance with many investment opportunities. It suits those who want to consolidate existing pension capital from different insurance companies and gather it in one place. It also suits those who are interested in building a portfolio of securities for your pension capital and can influence their ongoing pension contributions. For example if you are a CEO, member of a management team, or self-employed.
Direct Pension
Direct Pension is an endowment insurance, and the capital is managed via a securities account just like our Capital Depot. The insurance is owned by the employer and pledged in favour of the employee, who also gets authorization to manage the investments, by themselves or with an advisor.
Direct Pension can be suitable if the company wants to allocate future pension for an employee, through for example bonus or salary exchange, or if the deduction space for occupational pension is utilized. The insurance can, if desired, be conditional and revert to the company if the employee leaves before a specified time.
Contact us at SEB Life International in Sweden
You are welcome to contact us if you have any further questions.
We are open from Monday to Friday 09:00–17:00, Swedish time.