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Asset Management Bond

The Asset Management Bond designed for residents of Finland is a single premium, unit-linked life insurance policy offered by SEB Life International within the European Union under the 'Freedom to Provide Services' contained within the Third Life Directive. Within the Asset Management Bond, SEB Life International's professional services team can take care of the buying, selling, valuations, income receipt as well as arranging custody of the underlying assets held within your policy.

General information

Choosing to invest in the Asset Management Bond provides the following benefits:

  • Access to a wide range of investments
  • Efficient administration
  • Ability to increase holdings

There are no time constraints on the length of investment in the Asset Management Bond. The Policy is a whole of life assurance Policy and remains in force until the death of the Relevant Life Assured.

You may access your capital by fully or partially encashing your Asset Management Bond at any time. You should be aware that encashment charges may apply. Payments of full and partial encashment amounts, including regular withdrawals, are subject to receipt of sale proceeds from the underlying assets by SEB Life International.

Interested in applying for an Asset Management Bond insurance? Contact life.finland@seb.fi for more information.

Wealth Protector Cover

The wealth protector benefit is an optional benefit available on the Asset Management Bond. The benefit aims to protect the value of the policy in the event of death, protecting your beneficiaries during adverse market conditions. Wealth protector is a cost-effective benefit and allows you to select the level of protection required. The protection level can be set at 90%, 95% or 100% of premium paid (less any charges that may apply).

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