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Legal Notice

SEB Life International Assurance Company Designated Activity Company trading as SEB Life International ('SEB Life International') is a member of the SEB Group and is a company registered in Ireland, with registered office at Bloodstone Building Riverside IV, Sir John Rogerson's Quay, Dublin 2, Ireland. SEB Life International is regulated by the Central Bank of Ireland under number C771 and registered with the Companies Registration Office under number 218391.

The information and services provided on this website are not intended for distribution to, or use or access by, any person or entity in any jurisdiction or country where such distribution, use or access would subject SEB Group or any entity within SEB Group to any registration or licensing requirement or to any other penalty within such jurisdiction or country. The access or use of this site by persons or entities to which such restrictions apply is prohibited.

This website is provided by SEB Life International for information purposes only. In particular, the information provided on this website does not constitute investment advice or an offer by SEB Life International to provide any service or product described herein, or an offer or a solicitation of an offer to buy or sell any insurance, investment or any other financial product.

Products and services described herein are not available to all persons in all geographical locations. SEB Life International will not provide any such products or services to any person if in the view of the SEB Life International (without SEB Life International having an obligation to verify this) the provision of such services could be in violation of law or regulation in such person's home country jurisdiction or any other related jurisdiction.

While SEB Life International uses reasonable efforts to ensure that the information contained on this website is current, accurate and complete at the date of publication, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. SEB Life International therefore cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website. In addition, no warranty is given as to the freedom of this website from errors, defects, viruses or other malicious programs or macros. SEB Life International reserves the right to suspend or withdraw access to the pages of this website without notice at any time and accepts no responsibility for these pages not being available at all times.

Access to and use of this website is at the user's own risk and SEB Life International do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

This website is established by SEB Life International in the Republic of Ireland. Any use of it shall at all times be governed by the laws of the Republic of Ireland and in the event of any dispute, all relevant parties shall irrevocably submit to the exclusive jurisdiction of the courts of the Republic of Ireland.

Copyright

All materials published by SEB Life International on the internet are protected by the Irish Copyright and Related Rights Act 2000 and the European Union (Copyright and Related Rights) Regulations 2012 (S.I. No 59 of 2012).

All materials published by SEB Group (including SEB Life International) on the Internet are protected by the [Swedish Act on Copyright in Literary and Artistic Works 1960 (Lag (1960:729) om upphovsrätt till litterära och konstnärliga verk)..]

This means for instance that any reproduction of materials or part thereof is subject to the originator's consent.

Materials from this website, seb.se or any other website within the SEB Group must only be used for private purposes. All other use, e.g. copying, reproduction, assignment, sale, transfer or commercial utilisation of the material is subject to the originator's consent. Third parties own the copyright of materials where SEB Life International is not the originator. Stock exchange prices and certain linked information may be given as examples. Such materials must not be reproduced without the consent of the relevant originator.

If it is unclear whether SEB Life International or somebody else owns the copyright, we would ask you to contact SEB Life International at the address below, for further information.

Trademarks/ distinctive marks

Trademarks and distinctive marks owned by SEB Life International, or other entities in the SEB Group, must not be used without the owner's express consent. It is not permitted to use SEB Life International's trademarks/distinctive marks or name so that a 'false' hit is made in a search engine, e.g. in meta-tags or other hidden text.

Links and sharing of information

It is permissible to create transporting links, e.g. links that move the reader to SEB Life International 's website.

Integrated links, i.e. links that retrieve and show or present materials, are not permitted except with SEB Life International 's express approval.

It is permissible to share information from SEB Life International's website by using the 'Share' buttons displayed on the website.

Each and every one of the websites to which you may link or share information maintains its own independent terms and conditions relating to e.g. linking and sharing of information. If you intend to link or share information from SEB Life International's website to a website that is not controlled by SEB Life International you should read that website's terms and conditions before you link or share information. SEB Life International shall not have any liability that links or information shared from SEB Life International's website are permissible under the terms and conditions of the websites that you link or share information to.

SEB Life International's website contains links to other websites that are not controlled by SEB Life International. When you click on one of these links, you are transported from our website and connected to a website belonging to the organization or company you have selected. SEB Life International shall not have any liability for the contents of such websites.

SEB Life International fully respects your right to privacy, and will not collect any personal information about you through this website without legal grounds to do so. Any personal information which you volunteer will be treated with the highest standards of security and confidentiality, strictly in accordance with S.I. No. 336 of 2011, 'European Communities (Electronic Communications Networks And Services) (Privacy And Electronic Communications) Regulations 2011.

When you speak to us on the phone, some calls may be monitored or recorded to help improve our quality of service.

For further information related to our privacy practices see our Privacy Policy.

Discussion forums

Participants in discussion forums, chat rooms, debates and similar on any SEB website must only submit materials to which they hold the copyright or materials where they have in some way obtained this right. A participant who submits materials is deemed, as and when the materials are submitted, to consent to SEB's storing, disseminating and publishing the materials, electronically or otherwise.

Miscellaneous

If you want permission to use materials located on this website, please contact SEB Life International, Bloodstone Building, Sir John Rogerson's Quay, Dublin 2, Ireland, telephone: (switch) +353 1 4870700, email:operations@seb.ie

If you want permission to use materials located on any SEB websites, please contact SEB e-banking, Web Content Management, FG 41, 106 40 Stockholm, telephone: (switchboard) +46-8-763 50 00

All text and image materials are stored electronically in our archives.

Anyone submitting materials to this website, the editorial department at seb.se or any other SEB website is deemed to consent to SEB's storing, disseminating or publishing the materials, electronically or otherwise.