Choosing to invest in the Sijoitusvakuutus provides the following benefits:
- Access to a wide range of investments
- Efficient administration
- Simple policy structure
The policy is a medium to long-term product aimed at providing capital growth to your investment. The Policy will remain in force until the death of the Policyholder.
SEB Life International offers a selection of externally managed funds at the time of investment. The value of your policy depends on the performance of these funds. Changes in the investment funds within the policy will not constitute capital gains tax.
At any stage you can:
- Change the allocation of the funds linked to your policy
- Pay additional premiums to your policy
- Fully or partially encash your policy
You can make a full or partial encashment of your policy at any stage. In the case of partial encashments the value of your policy must remain above €1,000. The minimum withdrawal amount is €1,000. In the early years of a premium payment, remaining establishment fees will be taken at encashment. The policy can also be pledged to secure a loan.
Interested in applying for Unit Linked insurance? Contact firstname.lastname@example.org for more information.