SEB Asia ex. Japan – rahastopäivitys
SEB Asia ex. Japan – rahasto sulautuu. Lisätietoja löytyy alla olevasta asiakastiedotteesta tai SEB Group:n sivuilta.
SEB Life Pension Policy
SEB Life Pension Policy is not open for new applications.
SEB Livpensionsförsäkring is no longer open for new applications. Existing policyholders continue to get fully serviced.
Frequently asked questions about pension policies
If the policyholder is a company, then the company can surrender the policy if the life assured is no longer working at the company. Money is returned to the company and not to the life assured. Note! If the life assured has signed an irrevocable beneficiary clause the life assured’s signed approval is needed for surrender.
If the policyholder is a private client, then they can surrender the policy providing one of the following terms has fulfilled within the last year:
- the policyholder’s spouse has died
- the policyholder’s divorce is set in force
- the policyholder OR his/her spouse has been unemployed for more than one year
- the policyholder is permanently unable to work due to their health
If one of the above mentioned reasons do apply then we require the following documents (originals to be sent to PL 953, 00101 Helsinki).
- surrender application form
- bank statement or other document confirming account number, account owner, bank and date
- copy of a valid ID
- proof of valid surrender reason (for example doctor’s statement or court order)
- if it is a company owned policy and there is an irrevocable beneficiary nomination we also require written confirmation from the life assured that he agrees that the company surrenders the policy back to themselves
There is no online portal for the pension products.
Contact SEB Life at life.finland@seb.fi or call our customer service at 0800 90805 and request to receive a statement of value for your policy. You also get your annual statement automatically every January.
By filling out our change of contact details form and emailing it back to us on life.finland@seb.fi. The form can be found here.
By filling out a fund switch form and emailing it to life.finland@seb.fi . The Fund switch form and Fund list can be found on our web page at https://seb.ie/fi/suomi/tuotteet/ei-uusmyyntia/seb-life-elakevakuutus
Tax cert for income tax needs to be for ’jatkuvaa eläkettä’. If tax cert is not received tax is 40%.
You can start your pension age once you have reached your policy’s pension age. The pension age depends on the policy’s commencement date.
Commencement date Pension age
Before 23.6.1999 58
Between 24.6.1999 – 5.5. 2004 60
The minimum term is two consecutive years and four payments but note that timing of when the savings were paid into the policy also affect the minimum term.
- Savings paid between 1.1.2010 – 31.12.2016 cannot be taken out before the client has turned 62.
- Savings paid after 1.1.2017 are subject to the statutory retirement age of each client.
By adhering to the above restrictions the client can plan their own pension term. Please discuss possible payment plan with your broker or tax advisor.
Payslips are electronic and can be viewed through your own personal online bank. Service provider is Maventa and can be found in different ways depending on your online bank.
By filling out a amendment form and emailing it to life.finland@seb.fi.
Minimum savings amount is 84 euro a month or 840 euro in a year.
Savings are tax redactable following the tax authorities guidelines.
Private up to 5000 euro and Corporate up to 8500 euro per year.
Product literature
The product literature is only available in Finnish.
News
Information in Finnish.
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Contact us at SEB Life International in Finland
You are welcome to contact us if you have any further questions.
We are open from Monday to Friday 10:00–17:00 Finnish time.